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Alternatives to the Small Business Superannuation Clearing House

10/04/2026 01:42 PM

Alternatives to the Small Business Superannuation Clearing House

On 1 July 2026, the Small Business Superannuation Clearing House (SBSCH) will close permanently as part of the Payday Super reforms. With only a few months left, employers still using the SBSCH need to find an alternative option, and soon.

Don’t wait until the last minute

If you currently pay your superannuation quarterly, the Australian Taxation Office (ATO) recommends that the super payment for the January-March 2026 quarter (due 28 April 2026) be the last payment you make through the SBSCH. That way, you give yourself time to find and adjust to a new provider before you need to pay super for the April-June 2026 quarter.

Remember, the April –June quarter payment (due 28 July 2026) cannot be made using the SBSCH after 30 June 2026.

Choosing a new provider

There are a lot of different options out there to replace the SBSCH:Check your existing payroll software, as it may well already have super functions that you can use to pay your employees’ super guarantee contributions.

Check other payroll software or providers that meet all SuperStream requirements.

Find a commercial clearing house or super fund that provides payment options—that might include your default super fund.

Once you’ve picked your new provider, make sure to trial it out well before 1 July 2026. That way, you can get comfortable with the new platform while also having the chance to troubleshoot any potential errors before Payday Super comes into effect.

As a reminder, Payday Super requires that employers pay their employees’ super at the same time as their salary and wages, with funds to be received into employees’ nominated funds within seven business days of payday.

Closing up your SBSCH account

After 11:59 pm AEST on 30 June 2026, you won’t be able to log in to the SBSCH to submit instructions or view records, so make sure that you’ve finalised any payments and downloaded any reports from the SBSCH before it closes for good.

Make sure you’re Payday Super ready

Need help picking an alternative to the Small Business Superannuation Clearing House, or looking for further advice about Payday Super? Get in touch with a member of our team – we’d be happy to walk you through your options, and put a plan in place to get your business ready ahead of 1 July.

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