Resources
Businesses charging more usually aren't better marketers — they've calculated their real costs and margins well enough to price with confidence, while uncertainty pushes competitors toward conservative guesswork.
RBizz Team
08/09/2026 02:19 PM - Comment(s)
Unused leave accrues quietly at current wage rates with every pay cycle, and long-serving staff who rarely take leave can create a genuinely large, unplanned cash exposure whenever it's finally taken or paid out.
RBizz Team
08/09/2026 02:18 PM - Comment(s)
Standing still while costs, competitors, and customer expectations keep moving isn't stability — it's a slow decline that compounds quietly the same way any ignored problem does.
RBizz Team
08/09/2026 02:18 PM - Comment(s)
Revenue tells you what came in, but break-even tells you the number that actually separates a genuinely profitable month from one that just looks fine on the surface — and most owners have never calculated it precisely.
RBizz Team
08/09/2026 01:39 PM - Comment(s)
Being unable to genuinely disconnect for two weeks isn't proof the business needs you — it's proof it was never built to function without you, and that fragility carries a real cost.
RBizz Team
07/09/2026 10:46 AM - Comment(s)
Owners who wear "I don't take a salary" as a badge of discipline are often masking a pricing model that doesn't actually cover the real cost of the work they're doing for free.
RBizz Team
03/09/2026 05:13 PM - Comment(s)
By September, most businesses are still running on assumptions set back in June — a quick mid-quarter gut-check now catches small gaps before three more months of decisions compound them.
RBizz Team
03/09/2026 05:01 PM - Comment(s)
Spreadsheets fail silently — a broken formula or stale manual entry can produce plausible-looking wrong numbers for months, and the more a spreadsheet has been trusted in the past, the less likely anyone is to question it going forward.
RBizz Team
02/09/2026 07:44 PM - Comment(s)
Staff often notice financial stress signals — delayed reimbursements, hesitant approvals, urgent invoice chasing — well before an owner has consciously admitted there's a real problem.
RBizz Team
02/09/2026 10:14 AM - Comment(s)
Summary: Revenue size is one of the weakest indicators of business value — margin, owner dependence, and revenue quality matter far more to a buyer than the top-line number.
RBizz Team
01/09/2026 12:38 PM - Comment(s)
Without a funded buy-sell agreement, a deceased partner's shares typically pass to their family, leaving surviving partners in business with someone who never chose that role and may want very different outcomes.
RBizz Team
01/09/2026 12:37 PM - Comment(s)
Paying off business debt early feels responsible, but if the cash could have earned more reinvested elsewhere, eliminating low-cost debt was actually a below-market financial decision dressed up as prudence.
RBizz Team
01/09/2026 12:36 PM - Comment(s)
Most partnership and shareholder agreements are signed once and never reread — until a dispute reveals that what everyone assumed it said and what it actually says are two very different things.
RBizz Team
31/08/2026 12:27 PM - Comment(s)
The 2025-26 fringe benefits tax year ended on 31 March. As employers gear up for FBT tax time, there are a few changes for 2025-26 that employers should be aware of, especially if you provide plug-in hybrid electric vehicles (PHEVs) to your employees.
RBizz Team
29/08/2026 11:25 PM - Comment(s)
2026-27 Federal Budget was ambitious, announcing significant reforms to capital gains tax and negative gearing in a bid to support home ownership and improve the fairness of the tax system.
RBizz Team
29/08/2026 11:25 PM - Comment(s)
“Q: Why do I need an evolving strategy for my small business?”
You’re a business owner or CEO. And that means it’s your responsibility to take care of the business, invest in the right places and make the company a success story.
However, to do this, you need an agreed business strategy that lays out...
RBizz Team
29/08/2026 11:24 PM - Comment(s)
Alongside changes to the CGT rules, the Federal Budget announced that the availability of negative gearing would be curbed for residential property investors. Properties purchased from 1 July 2027 will be subject to the new rules.
RBizz Team
29/08/2026 11:24 PM - Comment(s)
Equity granted to employees isn't taxed like ordinary salary, and startups often assume any equity grant automatically qualifies for concessional treatment without checking the actual eligibility criteria.
RBizz Team
29/08/2026 11:23 PM - Comment(s)
Companies must pass both an aggregated turnover test and an 80% passive income test to access the lower 25% rate, and both need to be checked every single year — not assumed to carry forward.
RBizz Team
29/08/2026 11:23 PM - Comment(s)
Cyber insurance policies vary significantly in scope, and exclusions like unmaintained security standards, social engineering scams, and prior known vulnerabilities can leave businesses without coverage exactly when a claim matters most.
RBizz Team
29/08/2026 11:23 PM - Comment(s)
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